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Applying for a VA home loan is the first step towards your dream home. Here’s a step-by-step look at our application process.
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If you meet the above criteria and are eligible for a VA loan, your next step is to prove your eligibility through a Certificate of Eligibility (COE). This certificate is required when applying for your VA loan. You can apply for your COE through the VA website. If you are a veteran or active duty service member, you’ll likely need a copy of your discharge or separation papers, or a statement of service signed by an officer. Find information on documents required for surviving spices to apply for a COE on the VA website.
Getting pre-approved is a great way to strengthen your position as a buyer in the housing market. Our team at Commander Mortgage will help you secure a great pre-approval letter before you apply for your VA home loan. We’ll take a look at details like credit reports, FICO scores, proof of income (pay stubs, tax returns, W2s), proof of military service (your COE), and any current debts. Then we’ll let you know just how much money you can borrow for your home. Your pre-approval letter stating this loan amount will be good for 60-90 days.
Here comes the fun part. Once you’re pre-approved, you can start hunting for a home within your budget. Our team at Commander Mortgage is here to help. We’ll connect you with real estate professionals that know the ins and outs of VA homes–and know how to help you find the home of your dreams. Meanwhile, we’ll update your pre-approval letter as needed and crunch numbers for payment estimates. After you find the right fit, it’s time to make an offer. When the seller accepts, we’ll finalize your VA loan application.
Credit information will typically be received from credit reporting agencies.
Before closing on your home and finalizing your loan, it’s crucial to ensure the value and condition of the property matches the purchase price and the VA’s minimum property requirements. That’s why we’ll send an appraiser to evaluate the property and, if needed, renegotiate the final price. This step is required by the VA for loan approval.
Here’s where we tie everything up before closing. Our underwriting team will review your loan, double-checking important information and documents to ensure you meet all requirements. Once all the necessary documents are secured and all the details are confirmed, we’ll officially approve your loan. That means you’ll be ready to close on your dream home–Congratulations! We’ll be by your side even after you move into your home, always on deck to help with mortgage management and refinancing.
If you meet the above criteria and are eligible for a VA loan, your next step is to prove your eligibility through a Certificate of Eligibility (COE). This certificate is required when applying for your VA loan. You can apply for your COE through the VA website. If you are a veteran or active duty service member, you’ll likely need a copy of your discharge or separation papers, or a statement of service signed by an officer. Find information on documents required for surviving spices to apply for a COE on the VA website.
Getting pre-approved is a great way to strengthen your position as a buyer in the housing market. Our team at Commander Mortgage will help you secure a great pre-approval letter before you apply for your VA home loan. We’ll take a look at details like credit reports, FICO scores, proof of income (pay stubs, tax returns, W2s), proof of military service (your COE), and any current debts. Then we’ll let you know just how much money you can borrow for your home. Your pre-approval letter stating this loan amount will be good for 60-90 days.
Here comes the fun part. Once you’re pre-approved, you can start hunting for a home within your budget. Our team at Commander Mortgage is here to help. We’ll connect you with real estate professionals that know the ins and outs of VA homes–and know how to help you find the home of your dreams. Meanwhile, we’ll update your pre-approval letter as needed and crunch numbers for payment estimates. After you find the right fit, it’s time to make an offer. When the seller accepts, we’ll finalize your VA loan application.
Credit information will typically be received from credit reporting agencies.
Before closing on your home and finalizing your loan, it’s crucial to ensure the value and condition of the property matches the purchase price and the VA’s minimum property requirements. That’s why we’ll send an appraiser to evaluate the property and, if needed, renegotiate the final price. This step is required by the VA for loan approval.
Here’s where we tie everything up before closing. Our underwriting team will review your loan, double-checking important information and documents to ensure you meet all requirements. Once all the necessary documents are secured and all the details are confirmed, we’ll officially approve your loan. That means you’ll be ready to close on your dream home–Congratulations! We’ll be by your side even after you move into your home, always on deck to help with mortgage management and refinancing.
With Commander Mortgage, you can trust not only that your dream home will soon be a reality, but also that you’re in excellent hands along the way. Our dedicated team of seasoned professionals will guide you through
Meet the teamBuying a home doesn’t have to be daunting. With our experienced team on your side, you can take each step with confidence and ease.
We offer a wide-range of services to veterans looking to buy a home.
Kick-start your journey to your dream home with our fast, easy VA Loan Pre-Approval process. Start today!
We’re dedicated to helping you finance your dream home with VA loans featuring competitive interest rates, low or no down payments, and no private mortgage insurance (PMI) requirements.
Our First-Time Homebuyer VA Loans offer competitive interest rates, low closing costs, and 0% down payments to make the home-buying process a breeze for eligible veterans. Plus, our educational resources will help along the way.
Lower your monthly payments with VA Streamline Refinance (IRRRL) or tap into your home equity with a Cash-Out Refinance–both with competitive rates, no PMI, and exclusive benefits to veterans.
Turn a fixer-upper into your dream home with loans for repairs and improvements, all while enjoying VA loan benefits.
Whether you’re buying or selling, we’ll connect you with top notch real estate agents and resources to help you through the entire process with confidence.
Our experienced team of counselors is here to help veterans budget, plan, and improve credit for long-term financial literacy and stability.
We’re committed to serving those who have served us. We help veterans and their families achieve housing stability, financial security, and overall well-being through personalized VA home loans and refinancing options. Our trusted, experienced team will guide you through every step of the home-buying process—from pre-approval to ongoing support after closing on your dream home.
